Test Programs

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About FHA Loans

FHA loans are a terrific choice for lower downpayment or multi-family options. 

Benefits include low down payments, lower total cash-to-close, streamlined and cash-out refinancing, and 203k rehab options.

If you feel you are a good candidate for an FHA loan, or if you would just like to learn more about them, we encourage you to reach out to one of our dedicated Mortgage Advisors.

While everyone’s situation is different, we take special care to guide you toward the right mortgage product to meet your needs!

Find a Mortgage Advisor ›

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About FHA 203k Loans

The FHA 203k loan is a great option for properties needing minor renovation, repair, upgrades and/or improvements.

Benefits include the ability to purchase or refinance, and improve the home, all-in-one using the after-improved value.

If you feel you are a good candidate for an FHA 203k loan, or if you would just like to learn more about them, we encourage you to reach out to one of our dedicated Mortgage Advisors.

While everyone’s situation is different, we take special care to guide you toward the right mortgage product to meet your needs!

Find a Mortgage Advisor ›

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About USDA Loans

USDA loans are backed through the Rural Housing Division of the U.S. Department of Agriculture. They are available to millions of eligible primary home buyers with low to moderate incomes or scarce funds for down payments.

Benefits include zero down payment options and minimum cash to close. If you feel you are a good candidate for a USDA loan, or if you would just like to learn more about them, we encourage you to reach out to one of our dedicated Mortgage Advisors.

While everyone’s situation is different, we take special care to guide you toward the right mortgage product to meet your needs!

Find a Mortgage Advisor ›

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VA Loans

Veteran’s Administration or “VA” loans are available for active, non-active, and retired Army, Air Force, Marine, Navy, National Guard, and Coast Guard veterans who meet the established service requirements.

Benefits include 100% financing, zero down payment options, no private mortgage insurance, no pre-payment penalties, and reduced costs for disabled veterans.

If you feel you are a good candidate for a VA loan, or if you would just like to learn more about them, we encourage you to reach out to one of our dedicated Mortgage Advisors.

While everyone’s situation is different, we take special care to guide you toward the right mortgage product to meet your needs!

Find a Mortgage Advisor ›

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Rhode Island Housing

Rhode Island Housing is a Rhode Island-based agency that offers loan-assistance programs and resources to first time home buyers in the area.

Benefits include 100% financing, down payment assistance, renovation loans, and no private mortgage insurance for eligible borrowers.

If you feel you are a good candidate for a Rhode Island Housing loan, or if you would just like to learn more about them, we encourage you to reach out to one of our dedicated Mortgage Advisors.

While everyone’s situation is different, we take special care to guide you toward the right mortgage product to meet your needs!

Find a Mortgage Advisor ›

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Conventional Loans

Conventional loans are mortgage options not backed by a government agency. They are broken down into conforming loans, which have a maximum loan amount prescribed by the federal government, and non-conforming loans, which vary by lender.

Benefits include the option to avoid private mortgage insurance (PMI) by putting at least 20% down, as well as more flexible loan requirements.

If you feel you are a good candidate for a conventional loan, or if you would just like to learn more about them, we encourage you to reach out to one of our dedicated Mortgage Advisors.

While everyone’s situation is different, we take special care to guide you toward the right mortgage product to meet your needs!

Find a Mortgage Advisor ›

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