About USDA Loans
USDA loans are backed through the Rural Housing Division of the U.S. Department of Agriculture. They are available to millions of eligible primary home buyers with low to moderate incomes or scarce funds for down payments.
Benefits include zero down payment options and minimum cash to close. If you feel you are a good candidate for a USDA loan, or if you would just like to learn more about them, we encourage you to reach out to one of our dedicated Mortgage Advisors.
While everyone’s situation is different, we take special care to guide you toward the right mortgage product to meet your needs!
What is it?
- Offers mortgage products with special terms for homes purchased in designated rural and suburban areas.
- Additionally, zero down payment with accessibility to competitive interest rates and low monthly payments.
Who can it help?
- One of the defining factors of USDA mortgages is that there are income limits when going through the qualification process (*income limits vary by location*).
- Likewise, those who intend on inhabiting a property in a USDA location.
To view our list of loan programs, click here.