Rhode Island Housing

rhode island housing

Rhode Island Housing

Rhode Island Housing is a Rhode Island-based agency that offers loan-assistance programs and resources to first time home buyers in the area.

Benefits include 100% financing, down payment assistance, renovation loans, and no private mortgage insurance for eligible borrowers.

If you feel you are a good candidate for a Rhode Island Housing loan, or if you would just like to learn more about them, we encourage you to reach out to one of our dedicated Mortgage Advisors.

While everyone’s situation is different, we take special care to guide you toward the right mortgage product to meet your needs!

Find a Mortgage Advisor ›



What is it?

  • Provides Rhode Island residents with education and down payment assistance programs for first time home buyers along with home improvement loan options for current homeowners.
  • Advantages include 100% financing, down payment assistance programs, and options to help pay for closing costs as well as other expenses.
  • When funds are available, qualifying homebuyers can coincidently take advantage of grant money and apply for tax credits.
  • Contains conventional lending options that offer lower mortgage insurance rates.

Who can it help?

  • Individuals looking to purchase or refinance a home in the state of Rhode Island.
  • Those who haven’t owned real estate property in RI for the last three years.

Learn More   Apply Now

To view our list of loan programs, click here.

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