Rhode Island Housing

rhode island housing

What is it?

  • Provides Rhode Island residents with education and down payment assistance programs for first time home buyers along with home improvement loan options for current homeowners.
  • Advantages include 100% financing, down payment assistance programs, and options to help pay for closing costs as well as other expenses.
  • When funds are available, qualifying homebuyers can coincidently take advantage of grant money and apply for tax credits.
  • Contains conventional lending options that offer lower mortgage insurance rates.

Who can it help?

  • Individuals looking to purchase or refinance a home in the state of Rhode Island.
  • Those who haven’t owned real estate property in RI for the last three years.

Learn More   Apply Now

To view our list of loan programs, click here.