Jumbo Loan

jumbo loan

What is it?

  • A mortgage that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac.
  • In 2019, consequently, any mortgage written over the amount of $484,350 would certainly qualify as jumbo. 

Who can it help?

  • Certainly for individuals looking to purchase a higher-priced luxury home.
  • Additionally, those with low debt-to-income ratios with higher credit scores.
  • As a result, you can improve your monthly payment by putting enough money down to put your mortgage below the conforming loan limit.*

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