FHA Loan

fha loan

What is it?

  • An FHA Loan offers government-backed mortgages used to purchase, renovate, or refinance a home that is insured by the Federal Housing Administration.
  • Has competitive interest rates and requires at least 3.5% down for purchasing a home.
  • Even more, an outstanding alternative to conventional lending.
  • However, the home being refinanced or purchased must comply with FHA requirements.

Who can it help?

  • Could be perfect for individuals with less than perfect credit, as well as limited funds saved or invested for a sizable down payment.
  • Works well for first time home buyers and individuals/families with moderate or limited income.
  • Additionally, individuals who do not have enough savings or cannot acquire gift funds from a family member can take advantage of down payment assistance programs.

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